Privacy Policy

Your personal data and assets are our highest priority. We are fully committed to safeguarding them.

Ráz Finviora collects and retains data necessary for your trading activities. The methods used to collect and retain this data are described in the Privacy Policy below.

Our policy is informed by the following principles:

• To provide full transparency about all of our processes for collecting and storing your personal data:

Our aim is to ensure you understand how we collect and process your data, so you can make informed decisions. We follow clear guidelines and processes for handling data on this website. Our policy outlines the methods we use to provide clear, concrete information about how your data is used. You are in the driver's seat.

We will promptly share information whenever we determine you should be informed. Transparency is essential to us.

Our trained staff are always available to answer any questions you may have about any aspect of our processes, including our obligations under Česká republika law. You can contact us at: info@raz-finviora.com

• We do not use personal data for any purposes other than those described in our Privacy Policy.

We process personal data for the following purposes, including the essential operation of Ráz Finviora services and connecting trader members with third-party trading platforms. We may also process it to maintain and enhance website functions and services, protect our rights, and meet regulatory or other legal obligations. Finally, we process data as needed to provide administrative and other business functions related to the Services supplied to you, the client.

To provide better services tailored to your preferences and needs, Ráz Finviora processes personal data.

• To effectively use essential tools to protect your personal data and exercise your rights in this regard:

Contact us at any time to access all of your personal data. We can update or delete it upon request. We also support requests to transfer that data to you or to a designated third party of your choice. We provide these services to help you fully exercise your rights to privacy and control.

• Secure your personal data:

Our security systems meet the highest standards, employing bank-grade protections. While a 100% guarantee is impossible, we remain committed to continually upgrading our systems and reinforcing the safeguards we have in place.

We maintain a detailed, comprehensive privacy policy and the highest-level security systems.

1. The Scope?

This policy outlines the procedures we follow for collecting, processing, and sharing any and all data relating to natural persons.

The provisions of this policy cover all natural persons who are identifiable or already identified. This specifically includes any individual who can be, or has been, identified in connection with data entrusted to us, or data we can access and/or combine.

As defined in the Privacy Policy, data processing specifically refers to the storage, management, and organization of personal data.

We do not collect, and will not intentionally collect, any information about individuals under 18. We also prohibit anyone under 18 from using our platform for any purpose. If we discover a user or any data related to a person under 18, we will promptly delete that information.

2. Which personal data do we retain?

When you register with us, we collect the personal data necessary to enable your use of our services. When needed, we may also request additional personal data to verify account ownership, for example. To maintain and improve service quality, we collect and analyse data about how you use our platform and services offered by third-party partners.

3. You are under no obligation to provide the company with your personal data.

While you are not required to share your data with us, choosing not to do so may result in limits on the services we can provide. It may also mean you are restricted from using our platform.

4. What personal data do we collect? When you visit our website, we may collect the following personal data:

We do not collect data that could personally identify you. We do, however, collect information such as your account activity, your IP address, and the date and time of access. For maintenance, security, and support, we retain any system crash reports, browser details, and the type of device used to access your account. We also record your account's language preference.

Regarding personal data collection, we collect and store only the information you consent to share with us when connecting, through our services, to a third-party trading platform.

Personal data you may have provided to third-party platforms may include the following: your full name, address, telephone number, and email address.

5. Why does the company need my personal data, and is it lawful for them to collect and process it?

The company collects, stores, and processes your personal information solely for the purposes set out in the Policy. All such uses and processing comply with applicable laws in Česká republika.

The company will not handle, process, or transmit your data except in accordance with applicable laws in Česká republika. The legal bases for doing so are as follows:

• You have agreed to allow the company to store and process your personal data. By submitting your data to the company, you authorise us to transfer it to the relevant third-party trading platform. You have provided your consent to the processing of your personal data for one or more purposes.
• To improve its services, establish or defend legal claims, and pursue legitimate interests, among other purposes, the company may need to store and process your personal data.
• We process data to comply with legal obligations.

If you would like more information about the data processing we are required to perform, please feel free to contact us by email.

Below you will find a list of the specific purposes for which we may process your personal data, along with the applicable legal basis.

6. Sharing Personal Data with Third Parties

To store and process IP addresses, conduct user surveys and analyses, and provide other related services, the company may share anonymised personal data with third-party service providers.

At your request, we will share certain personal data you provide with third-party services. In such cases, your data will be handled in accordance with the relevant company’s privacy policy. This may include multiple digital trading platforms.

To better serve our clients and enhance our services, the company may share personal data with its affiliates and partner companies.

When required by law, or to safeguard the company’s rights and assets and those of third-party partners, we may share data with appropriate legal or regulatory authorities.

In connection with a significant business transaction—such as a sale of the company, securing investment, or obtaining a loan—we may share relevant data in a lawful and appropriate manner. This also applies in the event of any merger, restructuring, consolidation, or bankruptcy, as required by law.

7. Cookies and Third-Party Providers

For site analytics and in collaboration with advertising partners, we may use cookies and similar technologies in accordance with applicable laws and industry standards.

Cookies are small files stored on your device when you visit a website, used to collect information about your browsing behavior, preferences, and similar details. Their purpose is to personalize and enhance your user experience. They allow us to remember your settings and preferences, and to tailor our services accordingly. These cookies are also used for site analytics and statistical reporting to support strategic planning.

Broadly speaking, there are two types of cookies used on the site. Session cookies are stored only temporarily for the duration of your visit and are automatically deleted when you close your browser. Persistent cookies remain in your browser even after your session ends. These enable the site to recognize you as a returning visitor on subsequent visits and help simplify and personalize your use of the site.

Types of cookies:

Cookies may be used as necessary, in accordance with their intended purpose:

Cookies are blocked or have been deleted

If you want to delete or block cookies, you need to do it via your browser settings. Follow the links below for step-by-step instructions on how to do this in the most widely used browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

Blocking cookies will prevent certain functions and site features from working as expected.

ONLINE TRACKING NOTICE

Your personal data will be retained for as long as necessary to perform the operations described elsewhere in this policy. It may be kept longer to comply with local laws, regulations, and company policies.

Your personal data will be shared—at your request and at your discretion—with third-party trading platforms for 12 months. When that 12-month period expires, and with your consent, the data will be shared for an additional 12 months.

Our processes include regular reviews of all personal data to determine whether it is still required.

9. Transfers of personal data to third countries or international organizations

When necessary to provide our services and/or for security reasons, we may transfer personal data to third countries (outside your country) and to international organizations under robust security safeguards. We apply the highest available data protection standards to protect your information and ensure you retain access to legal remedies and rights in all circumstances.

Across the EEA (European Economic Area), all residents are protected by data protection laws and safeguards.

• All data transfers take place under EU legal jurisdiction and competence, in line with the data protection standards set out in Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (“GDPR”)
• All data transfers between public entities or authorities are carried out in compliance with Article 46(2). These transfers are governed by a legally binding, enforceable agreement.
• The European Commission’s Standard Contractual Clauses, issued under Article 46(2)(c) of the GDPR, set the conditions for data transfers, and such transfers are conducted in accordance with them. The Clauses are available at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

For details on the specific security measures implemented by the company to protect your personal data during third-country transfers, please email your request to info@wealthwaydigital.uk

10. Protection of Personal Data

Personal data is safeguarded with the highest level of technical and organizational measures, in line with industry best-practice standards. These measures are a robust means to guard against unlawful or accidental destruction, as well as the loss or alteration of that data.

While we exercise the highest level of care and industry-best practices for data protection, as required by law, it is not possible to guarantee in every circumstance that your personal data will remain entirely error-free. Accordingly, we cannot be held liable for any disclosure of personal data, or for incidental, intangible, or consequential loss or damage. This includes situations beyond our control, such as transmission errors, unauthorized third-party access, or other similar causes.

If we receive a legally binding request from regulators or other legal authorities, we may be required to disclose your personal data. Once disclosed under a legal obligation, we cannot control how those authorities handle, store, or protect your data.

Any information sent over the internet, including personal data, carries a risk of interception and is not 100% secure. The Company cannot guarantee the security of any data transmitted online.

11. Links to Third-Party Websites

On this website, you may encounter links to third-party applications and websites. Please note that these entities are not our affiliates and are not under the company’s control, and our Privacy Policy does not apply to them. They have their own procedures and priorities for collecting and processing personal data, and we are not responsible for such activities. Use at your own discretion.

Always review the privacy policy of any company or service on their website before providing any personal data. Ensure that their data collection, use, and processing policies align with your preferences and priorities. Any data you choose to share should be provided directly to the service provider.

12. Policy Amendments

We reserve the right to update or modify this policy at any time. We will notify you of changes on this website and through other appropriate channels. The updated privacy policy will be posted on the website and will take effect immediately upon publication, unless stated otherwise.

13. Your data protection rights

You retain full control and final say over how your personal data is used, including the right to verify its accuracy, correct any errors, and choose to delete it or limit the scope and nature of our processing.

On this page, EEA residents will find information relevant to them:

Your personal data is protected in accordance with the rights described herein. By sending an email to the address below, you can immediately exercise these rights.

Accessing Your Rights

If the personal data you have provided to us is accurate, you may access it at any time. Any of your personal data we process is accessible to us and therefore verifiable.

You may request your personal data for verification at any time, and it will be provided to you in electronic format. If you request additional copies of the data we process beyond the initial one, a reasonable fee may be charged.

Rights granted by law and our privacy policy must not violate the rights of others. The company may deny or restrict access to personal data if providing it would compromise the rights and freedoms of others.

Right to Rectification

Any errors in your personal data—whether omissions or inaccuracies—may be corrected by you or by the Company to ensure proper processing.

Erasure Rights

You have the full right to request the deletion of your personal data in the following situations: 1) if your personal data has been processed without your consent or outside lawful grounds; 2) if you ask for its removal and the Company has no legal obligation to retain it; 3) if you no longer consent to or accept processing by us, even if lawful and based on our or a third‑party provider’s legitimate interests; and 4) if we are required by law to delete your data.

The right to erasure may be limited by legal obligations imposed by the EU or the laws of any member state. Similarly, this applies where data is necessary for the establishment, exercise, or defence of legal claims.

Right to Restrict Data Processing

You have the right to request restriction of the processing of your personal data when you believe it contains inaccuracies.

If you request that the use of your personal data be restricted, it will be deleted except under the following conditions: 1) where the law of the European Union or any Member State prevents deletion. 2) With your consent, when needed to establish, exercise, or defend legal claims. 3) To protect the rights of another natural person.

Data Portability Rights

You have the right to access and review any personal data you have provided if you consented, in any manner, to its collection and to processing carried out by automated systems.

You may request the transfer of any or all of your personal data to another company or organisation, where technically feasible. This does not affect your right to have your data deleted. This right cannot be exercised where doing so would infringe the rights or freedoms of another natural person.

Right to object to data processing

Notwithstanding the Company’s legitimate interests, or those of a third-party service provider, you have the right to object to processing and request that it cease. This does not apply where there is an overriding legal need to continue processing, such as to establish, exercise, or defend legal claims. In such cases, we may continue processing your personal data.

You may at any time request that your personal data not be processed for any direct marketing purposes.

Right to Refuse or Withdraw Consent

You may withdraw your consent to our processing of your personal data at any time and, where feasible, with immediate effect. This does not apply retroactively to any such processing lawfully carried out before you withdrew your consent.

If you are dissatisfied for any reason, you have the right to lodge a complaint with any legal, regulatory, or other supervisory authority.

If you believe your rights and freedoms have been violated in connection with the processing of your personal data, the Member States of the European Union have established regulatory and supervisory authorities for this purpose. You may file a complaint with these authorities at your discretion

Section 13 outlines circumstances in which your personal data rights may be limited by the laws of the European Union or those of Member States.

Once we receive your request concerning your personal data and its processing, we will provide access to the information you requested, as outlined in Section 13 of this policy. We may extend this period by up to two months, depending on the volume of requests and the nature of your request. If an extension is needed, we will notify you and confirm the revised deadline within one month of receiving your request.

We will send the requested information electronically at no cost, unless prohibited by law or the provisions of Section 13. We reserve the right to charge a reasonable fee or decline requests deemed frivolous, excessive, or repetitive.

We reserve the right to request additional proof of identity whenever there is reasonable doubt about the individual submitting a personal data request, to ensure compliance with data protection requirements and maintain security.