Conditions of Use

1. General

1.1. You are hereby invited to access Ráz Finviora (the "Website")

Contact us: info@raz-finviora.com

1.2. On this website, you will find information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. The Terms in this agreement are legally binding between you and the website owner, and you must review them before using our Services. To use the Website, you must also accept the full Terms, which govern your access. We reserve the right to update and amend the Terms.

By accepting our Terms, you acknowledge that you also accept our Privacy Policy (available here).

2. Eligibility

2.1. Subject to meeting the legal requirements and accepting and complying with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must be legally authorized to agree to our terms and conditions.

2.1.3. Your use of our Website and the Services it provides must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Website and the Company are not liable for any unlawful use of our Services by users. We make no guarantees, warranties, or representations regarding the legal status of any person using our Services or the Website.

3. Restricted Access Territories

3.1. We reserve the right to refuse access to our Website or Services where (1) a user resides in a restricted area (“Restricted Territories”) and (2) we determine that permitting access to our Services would create a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to these circumstances.

3.2. In certain jurisdictions, the Company reserves the right to restrict user access until additional terms are agreed to and implemented. When in a Restricted Territory, the Services and the Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. Responsible use of this Website and its Services requires the following:

4.1.1. Users may use the Website Services for their intended purposes, including uploading and sharing content. However, the following materials are prohibited: 1) Data or files containing viruses or other potentially harmful components, including anything that could damage our Website or the systems of our third-party partners, or that blocks or interferes with other users’ access to the Website Services. 2) Any content whose sharing would infringe copyrights, intellectual property, or other rights. 3) Any content that contains threats, defamation, racism, slander, or insults. 4) Any content that violates applicable laws in any relevant jurisdiction. 5) Any marketing or advertising materials unless prior written consent has been obtained.

4.1.2. You may not modify, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary materials from the Website.

4.1.3. You may not access the Website's Services through any method or interface other than the Website itself.

4.1.4. You must not interfere with other users’ use of the Website and its Services.

4.1.5. Accessing the Website and its Services via external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. Data collection or transmission involving the Website—whether active or passive, including via cookies, spyware, or beacons—is prohibited, and such mechanisms may not be uploaded or transmitted to the Website.

4.1.7. You may not attempt to replicate the Website or its services in any way, including their appearance and/or functionality. This includes creating mirror sites or any other means, whether known now or developed in the future.

4.1.8. While using the Website and its Services, you must not violate applicable laws, commit copyright infringement, use pirated software, engage in identity theft, or hack. No illegal activity of any kind, including encouraging such conduct by others, is permitted.

4.1.9. You may not upload software or make any direct attempt to modify the Website’s source code. You may not harm the Website or impair others’ interest in or use of the Website.

4.1.10. You may not attempt to reproduce the Website or its Services through reverse engineering, including disassembly or decompilation, or by any other technique or technology.

4.2. If your use of the Website is suspected to violate any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If it is determined that you are in breach of our Terms of Use and/or any applicable laws, we reserve the right to cancel your account, suspend your access to the Website, disclose your activities to relevant authorities or third-party service providers, or take other action, up to and including legal action. These Terms of Use are in addition to any other rights the Company may have, whether legal or civil.

5. Rights to Intellectual Property

5.1. All content on any page of our Website—including videos, images, logos, text, audio, designs, brands, trademarks, and any other materials—is protected by intellectual property rights owned by the Company or relevant third-party providers.

5.2. Users acquire no intellectual property rights in any content on the Website. They are granted only limited rights, under the applicable terms and conditions, to access the Website and its Services. All other rights, title, and interest in the Website and its Services belong to the Company.

5.3. The Website and all Services provided herein may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall not, whether knowingly or through negligence, allow any person to copy, modify, or duplicate any part of the Website by any means. This includes, without limitation, reverse engineering, decompiling, or copying the service configuration or the Website’s source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under the Terms of Service, the user is solely responsible for any consequences of that use. The Website and the Company make no representations or warranties, whether express or implied, regarding outcomes from use of the Website, or its quality, fitness for a particular purpose, usability, accuracy, or any other characteristics of the Website and its Services. The user acknowledges that all content and Services on the Website are provided “as is,” including any defects or limitations.

6.2. We accept no responsibility for any service disruptions beyond our control or for interruptions in the transmission of information through our Services. Nor are we liable for any informational errors, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur in the course of using the Services on the Website are yours alone. By accepting the Terms of Service, you acknowledge and accept such losses, including those arising from the consensual use of third-party services. You further agree that you are solely responsible for any decisions made in connection with your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses incurred by you or your agents, whether direct or indirect. To the fullest extent permitted by law, we accept no liability or responsibility for such losses. This includes loss of income, savings, or personal data arising from your use of the site.

6.5. Any technical issues resulting from technology failures, including failures of telephone lines, internet services, computers, or other hardware or software, are not the Company’s responsibility. We are also not responsible for any costs or losses arising from use of the internet.

7. Services, Content, and Promotions from Third-Party Providers

7.1. While using our Services on our Website, you acknowledge that third-party content may appear, including advertisements and reviews of those platforms.

7.2. Products and services from third-party providers shown on our website are not our responsibility, and we do not guarantee their quality, accuracy, or that they are up to date.

7.3. Before making any decisions, purchases, or direct inquiries or visits to third-party service providers, we strongly recommend that users verify the accuracy of any claims. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials supplied by third-party providers. You are solely responsible for accessing or using any such websites or services, including any resulting loss or damage. This includes the use of products, services, and/or software offered through those sites. Be mindful of this and conduct due diligence before downloading, purchasing, or providing personal data to any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Any advertisements, images, hyperlinks, or other promotion or representation of another third-party website do not constitute an endorsement by the Website or the Company. Unless expressly stated otherwise, we do not authorise, endorse, or have any affiliation with any linked websites or any products, information, materials, services, software, or business administration.

8.3. We cannot review, research, or provide opinions on every third-party advertiser or each hyperlink we include. We also cannot be held responsible for the quality of services offered by these companies. Accordingly, we accept no liability for any loss or damage you may incur from using third-party services or websites, including their products, software, information, or any other offerings. We strongly recommend that you thoroughly research any company you plan to work with or share personal data with, especially before making any purchase.

8.4. Always carefully read and review the policies and terms of use of any third-party websites, including those advertising on our Website. Do so before engaging with or making any purchases from those websites.

9. Miscellaneous

9.1. Specific Services available on the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of routine operations, site improvements, and similar measures. Such changes will not be implemented to your detriment, and you are not entitled to bring claims against us in connection with them.

9.2. The Website’s Terms of Use may be updated at any time. If changes occur, we will notify you as soon as reasonably possible, typically within a few working days. Your continued use of the Website after the date-stamped publication of updated Terms of Use will be deemed acceptance of the new terms.

9.3. Any information sent through the website to any other destination, website, third-party service, or organisation does not create or imply any relationship beyond what is expressly stated in these terms in writing. By sending such information, the user knowingly agrees to these terms.

9.4. Any agreement or statement, whether written or oral, that is not expressly included in these Terms of Use has no legal effect and is not binding on either party. Only the Company’s and the Website’s Terms of Use and Privacy Policy, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted by these Terms that is not exercised, whether by consent, neglect, or inability, shall be deemed waived. The exercise of a right, in whole or in part, shall be considered part of any further exercise of that right or remedy, which shall remain in force.

9.6. If any provision of these Terms is declared null and void by a court of competent jurisdiction, it shall be severed from these Terms. The remaining provisions will continue in full force and effect, excluding the invalidated term(s). Those remaining terms shall be interpreted, in line with the court’s ruling, to reflect the intent and meaning of these Terms without the excluded clause(s).

9.7. These Terms allow the website, including all Services, to be operated and managed by third-party service providers. In such cases, they may assign all of their rights and obligations. Users may not transfer their rights or obligations to any other party and remain solely responsible.